Production Team

Carol Black, CIC, CISR, CPIA

Personal Lines Sales Representative
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Carol has been with Evergreen since 1995 and is responsible for personal lines sales for the agency. She is committed to meeting the protection needs of her clients through hard work, great attention to detail, and a service-first attitude.

Prior to joining Evergreen, Carol was employed as the office manager for Crimboli Insurance Agency, Inc., where she provided personal insurance needs assessment and counseling to prospective and existing clients.

Carol earned the Certified Insurance Representative (CISR) designation in 1999, the Certified Professional Insurance Agent (CPIA) designation in 2005, and the Certified Insurance Counselor (CIC) designation in 2007. She is a member of the Society of Certified Insurance Service Representatives and the National Alliance of Insurance Education and Research. Carol is a notary public for the Commonwealth of Pennsylvania.

She resides in Greensburg, PA with her dog, Madeira.


David W. Champe, CLU, ChFC, CIC, RHU, REBC

Life, Health and Commercial Producer
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David joined Evergreen in 1986 with responsibility for developing the Life, Health and Financial Services department for the agency. David’s primary discipline is in the area of employee benefits and performs sales and service duties for our customers. He serves as a commercial insurance producer serving our customers’ business insurance needs and is our resident professional regarding Medicare and Medicare Supplements.

David began his career in individual life insurance sales in 1981. He was hired a year later by The Travelers Insurance Company and worked exclusively with independent insurance agencies to market life, health and financial services products in western Pennsylvania and West Virginia.

David attended West Virginia University, earning a bachelor’s in business administration. He holds many professional designations including Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC). David resides with his wife, Debby, in Morgantown, WV.

Securities offered through Sigma Financial Corporation; member FINRA/SIPC.
Fee-based investment advisory services offered through Sigma Planning Corporation, a registered investment advisor.
Evergreen Insurance, LLC is independent of Sigma Financial Corporation and Sigma Planning Corporation.


Debbie M. Edwards, CISR, API, AINS

Personal Lines Sales Representative
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Debbie has enjoyed being in the insurance industry since 1995 and joined Evergreen in 2011. Her primary goal, as a personal lines sales representative, is to provide clients with accessible expertise and an honest, thoughtful, problem-solving approach to the complex world of personal insurance.

Prior to joining Evergreen, Debbie was employed by Pallone Insurance Agency, Inc, where she was responsible for customer service and sales for the personal lines department.

Debbie earned her PA State Property and Casualty Insurance License in 1995 and her PA State Life, Health and Accident Insurance License in 2001. To deepen her insurance knowledge, she obtained the Certified Insurance Service Representative (CISR), the Associate in General Insurance (AINS), and the Associate in Personal Insurance (API) designations.

Debbie resides in Marion Center, PA with her husband and her son. When she’s not working, she can be found spending time with her family and particularly enjoys being outdoors as much as possible.


Melissa Baird Kittelmann

Vice President, Commercial Lines Producer
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Melissa joined Evergreen’s commercial lines team in 2015. She is responsible for providing businesses with comprehensive insurance and risk management programs tailored specifically to the needs of their respective business operation.

As a 30-year veteran of the industry, Melissa employs her unique skill set, diverse background, and extensive product knowledge when determining a true course of action for her clients’ insurance and risk management programs. She is committed to delivering outstanding customer service to each and every client.

Melissa is a graduate of Indiana University of Pennsylvania with a bachelor’s degree in business and a minor in marketing. She holds the Pennsylvania property and casualty insurance license. Melissa serves on the board of the Salvation Army of Indiana, is a member of Indiana Mid Day Rotary, and was a past board member of Junior Achievement.

During her free time, she enjoys cooking, gardening, and spending time with family, friends, and her dog. Melissa lives in Indiana, PA with her son.


R. James Lubecki, CLU, ChFC, LUTCF

Vice President, Life, Health and Financial Services Producer
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Jim joined the firm in 1995, but has been helping clients develop strategies to address both their short and long term financial goals since 1991. After receiving a bachelor’s degree with concentrations in finance and marketing from California University of Pennsylvania, he was employed as an advisor for Prudential Insurance Company of America from 1991-1995. He was conferred as a Life Underwriter Training Council Fellow(LUTCF) in 2000, earned the Chartered Life Underwriter(CLU) designation in 2003, and the Chartered Financial Consultant(ChFC) designation in 2005.

As a Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC), he takes a consultative approach in planning for clients. Whether contemplating retirement, how to pay for college, the birth of a child, the death of a family member, an upcoming marriage, divorce, business succession, or how to protect and transfer your assets to loved ones, he reviews the personal and financial aspects of life to design plans that reflect the unique circumstances and goals of your family and/or business.

Jim resides in New Stanton, PA with his wife and children.

Securities offered through Sigma Financial Corporation; Member FINRA/SIPC
Fee Based investment advisory services offered through Sigma Planning Corporation, a registered investment advisor.
Evergreen Insurance, LLC is independent of Sigma Financial Corporation and Sigma Planning Corporation



Cody D. Racchini

Assistant Vice President, Commercial Lines Producer
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Cody began his career in the insurance industry in 2012, and earned his PA Property and Casualty Insurance License in 2013. He joined Evergreen Insurance, LLC in October, 2015 as a commercial lines producer. He works with business clients to develop insurance programs in the Central PA region.

Cody is responsible for providing commercial insurance programs which are specific to each prospective and existing client’s needs. Cody has worked with customers in many different industries, and has a wide range of insurance product knowledge. He is committed to providing total customer service to develop and strength relationships.

Cody enjoys meeting new people and learning about many types of businesses.  Currently, Cody resides in Duncansville, PA with his wife and son.


Dale Sobol, CLU, AU

Vice President, Commercial Lines Producer
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Dale joined Evergreen in 2003 and works with business clients to create a comprehensive commercial property and casualty insurance package tailored to each client’s specific needs. In addition to this specialty, he is able to design employee benefit programs to help attract and retain key employees.

Prior to joining Evergreen, Dale managed his own agency for two years and worked for Nationwide in various capacities for over 15 years. His time at Nationwide included managing $90 million of property and casualty premium.

Dale holds a bachelor’s degree in city management and regional planning from Indiana University of Pennsylvania. He has earned many professional insurance designations including the Chartered Life Underwriter (CLU) and Associate in Commercial Underwriting (AU).

Dale and his family are residents of Brookville, PA and are involved in numerous community activities.


Dale B. Snyder

Dale B. Snyder

Commercial Producer
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Dale has been a member of Evergreen since 1997. Having 27 years of prior insurance industry accounting experience, Dale serves as controller and is responsible for the agency’s financial management and accounting functions. He is also responsible for the management, placement and servicing of the agency’s surety bond business.

As a licensed property and casualty insurance producer, Dale services and solicits business on behalf of Evergreen.

Dale graduated from Drexel University with a bachelor of science degree in accounting and finance.

He resides in Somerset, PA with his wife.