About Us

Production Team

Carol Black, CIC, CISR, CPIA

Personal Lines Sales Representative
carol.black@st-evergreen.net

Carol has been with S&T-Evergreen since 1995 and is responsible for personal lines sales for the agency. She is committed to meeting the protection needs of her clients through hard work, great attention to detail, and a service-first attitude.

Prior to joining S&T-Evergreen, Carol was employed as the office manager for Crimboli Insurance Agency, Inc., where she provided personal insurance needs assessment and counseling to prospective and existing clients.

Carol earned the Certified Insurance Representative (CISR) designation in 1999, the Certified Professional Insurance Agent (CPIA) designation in 2005, and the Certified Insurance Counselor (CIC) designation in 2007. She is a member of the Society of Certified Insurance Service Representatives and the National Alliance of Insurance Education and Research. Carol is a notary public for the Commonwealth of Pennsylvania.

She resides in Greensburg, PA with her husband.

David W. Champe, CLU, ChFC, CIC, RHU, REBC

Vice President, Life, Health and Financial Services Producer
david.champe@st-evergreen.net

David joined S&T-Evergreen in 1986 with responsibility for developing the Life, Health and Financial Services department for the agency. David’s primary discipline is in the area of employee benefits and performs sales and service duties for our customers. He also serves as a commercial insurance producer serving our customers’ business insurance needs.

David began his career in individual life insurance sales in 1981. He was hired a year later by The Travelers Insurance Company and worked exclusively with independent insurance agencies to market life, health and financial services products in western Pennsylvania and West Virginia.

David attended West Virginia University and has a bachelor’s in business administration. He holds many professional designations including Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designation.

All securities and advisory services offered through Investment Professionals, Inc. (IPI), a Registered Broker/Dealer & Registered Investment Advisor and member FINRA & SIPC. The investment services offered by IPI under the name S&T Financial Services are in no way affiliated with or offered by S&T Bank, nor is S&T Bank a registered broker/dealer. Customers working with S&T Financial Services will be dealing solely through IPI with respect to their investment, brokerage and securities transactions. The products offered by Investment Professionals, Inc. are not insured by the FDIC, the NCUA or any other agency of the government, are not deposits or other obligations for the bank or guaranteed by the bank and involve investment risks, including possible loss of principal amount invested. S&T-Evergreen Insurance is a division of S&T Insurance Group, LLC, a wholly-owned subsidiary of S&T Bank. | 800 Philadelphia Street · Indiana, PA 15701 · 800.282.6800

Charles I. Francis

Vice President, Commercial Lines Producer
charlie.francis@st-evergreen.net

Charlie joined S&T-Evergreen in 1987 as a commercial lines producer. His primary responsibilities include working with individuals, partnerships, and corporations to gather information and tailor insurance coverages based on their needs and requirements.

With 29 years of industry experience, Charlie was previously employed by Westmoreland Casualty Insurance Company as a loss control representative for the mining industry. Prior to that, he worked for Consol Energy for seven years.

Charlie received his bachelor’s degree in economics and a minor in elementary education from Dakota Wesleyan University.

Since 1994, Charlie has been serving as chairperson of the board for the Somerset County Redevelopment Authority. He has also been a member of the Somerset County Chamber of Commerce since 1988 and served as a past president. Additionally, he belongs to the Pennsylvania Coal Association; and in 1984, he attended the Federal Mine Inspectors Academy for safety training.

He resides in Somerset, PA.

Christopher Fry

Commercial Lines Producer
chris.fry@st-evergreen.net

Chris joined the S&T-Evergreen Insurance team in 2011 as a commercial lines producer. In this role, his primary responsibilities include working with businesses to tailor comprehensive insurance coverage based on their needs and requirements.

Prior to joining S&T Bank, Chris worked as an account executive at Zurich Insurance, where he was responsible for commercial insurance production and service.

Chris is a licensed agent in Pennsylvania property and casualty insurance. He received his bachelor’s degree in criminology from Indiana University of Pennsylvania.

Chris resides in Cherry Tree, PA.

Bridget Glass, CISR

Vice President, Commercial Lines Producer
bridget.glass@st-evergreen.net

Bridget joined S&T-Evergreen in 2004. Her primary responsibility is working with business clients to create comprehensive property and casualty insurance packages, as well as employee benefit programs tailored to meet each client’s specific needs.

Bridget has a solid background in many facets of the insurance industry. Prior to joining the agency, Bridget was the owner of Cove Insurance Services, an independent insurance agency representing Erie Insurance Group.

In 2007, she earned the Certified Insurance Service Representative (CISR) designation.

Bridget resides in Claysburg, PA with her husband and daughter.

Katherine S. Koons, AAI, ARM, AIS

Commercial Lines Producer
kathy.koons@st-evergreen.net

Kathy joined S&T-Evergreen in 2007. She is responsible for developing commercial property and casualty insurance business relationships in Westmoreland and Allegheny counties.

With professional insurance experience since 2002 and fifteen years of corporate affiliation, Kathy has a unique perspective on insurance and its impact on commercial clients. Prior to joining Evergreen, she owned the Stonegate Insurance Agency, an independent insurance agency.

Kathy graduated from the University of Iowa with a bachelor of arts degree. She earned the Accredited Advisor in Insurance (AAI) designation in 2003, the Associate in Risk Management (ARM) in 2010, and the Associate in Insurance Services (AIS) in 2011.

She lives in Indiana, PA with her husband and children.

R. James Lubecki, CLU, ChFC, LUTCF, RFP

Vice President, Life, Health and Financial Services Producer
jim.lubecki@st-evergreen.net

Since joining S&T-Evergreen in 1995, Jim has worked with both individuals and companies to develop strategies to address their short- and long-term financial goals.

As a Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), and Registered Financial Planner (RFP), Jim brings more than 19 years of financial planning experience to his role at S&T-Evergreen. Prior to joining the firm, he was employed as an advisor for Prudential Insurance Company of America.

Jim holds a bachelor’s degree with concentrations in finance and marketing from California University of Pennsylvania. He was conferred as a Life Underwriter Training Council Fellow (LUTCF) in 2000, earned the Chartered Life Underwriter (CLU) designation in 2003, and the Chartered Financial Consultant (ChFC) designation in 2005.

Jim previously served as president and member of the board of directors of the Westmoreland Association of Insurance and Financial Advisors. He is also a member of the Society of Financial Service Professionals and the National Association of Insurance and Financial Advisors; both of which are national associations focused on establishing and maintaining professionalism in the financial planning and life insurance fields.

Jim resides in New Stanton, PA with his wife and children.

Heather L. McClafferty, CISR

Vice President, Commercial Lines Producer
heather.mcclafferty@st-evergreen.net

Heather joined the S&T-Evergreen Insurance team in 2011 as a commercial lines producer. In this role, her responsibilities include growing the agency’s capabilities within the energy industry, with a specific focus on developing a sales and support team devoted to creating insurance solutions for companies developing in the Marcellus Shale.

Prior to joining S&T Bank, Heather worked for First Commonwealth Insurance as a commercial lines producer where she worked with both small and large businesses to identify insurance needs. Prior to that, she was an associate insurance agent at Nationwide Insurance Company.

Heather is a licensed Pennsylvania and Virginia property and casualty insurance producer and holds the Certified Insurance Service Representative (CISR) designation.

She currently resides in Rural Valley, PA.

Dale Sobol, CLU

Vice President, Commercial Lines Producer
dale.sobol@st-evergreen.net

Dale joined S&T-Evergreen in 2003 and works with business clients to create a comprehensive commercial property and casualty insurance package tailored to each client’s specific needs. In addition to this specialty, he is able to design employee benefit programs to help attract and retain key employees.

Prior to joining S&T-Evergreen, Dale managed his own agency for two years and worked for Nationwide in various capacities for over 15 years. His time at Nationwide included managing $90 million of property and casualty premium.

Dale holds a bachelor’s degree in city management and regional planning from Indiana University of Pennsylvania. He has earned many professional insurance designations including the Chartered Life Underwriter (CLU).

Dale and his family are residents of Brookville, PA and are involved in numerous community activities.

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